Crypto.com Referral Code: 20% fee discount and free $50 CRO in 2026

The Crypto Referral Code in February 2026 is: cw43qzpzxc. By using this code you get two benefits: a permanent 20% discount on all your trading fees on the Crypto.com Exchange through commission sharing, and up to $50 in free CRO when you stake at least 5,000 CRO. The fee discount is the main benefit of this referral code and applies to every trade you make.

Crypto.com App vs Crypto.com Exchange

Before we explain the referral code, it’s important to understand the difference between the Crypto.com App and the Crypto.com Exchange. They are two separate platforms with different features and bonuses.

The Crypto.com App is designed for beginners and everyday users. You can buy and sell crypto with fiat currency (like euros or dollars), use the Crypto.com Visa Card, earn interest on your crypto and access services like Crypto.com Pay. The app is available on iOS and Android and offers a simple, user-friendly interface.

The Crypto.com Exchange is a separate platform aimed at more experienced traders. It only supports crypto-to-crypto trading and offers advanced features like limit orders, stop orders and up to 50x leverage. The Exchange has lower trading fees (starting at 0.25% maker / 0.50% taker) which can be reduced further with CRO staking and the referral code discount.

The referral code cw43qzpzxc works on both platforms, but the bonus is different:

• On the Exchange: 20% discount on trading fees + up to $50 in CRO
• On the App: up to $25 in CRO (via Visa Card staking, no fee discount)

We recommend using the code on the Exchange first for the 20% fee discount and the higher CRO bonus, and then also using the App for its additional features like the Visa Card and fiat purchases.

Source for the referral code.

How do I get the 20% fee discount and free CRO tokens?

First of all, it doesn’t cost you money to use the Crypto.com Referral Code. The 20% fee discount is applied automatically when you register with the code. On top of that, both we as a blog and you will receive $ 50 in CRO tokens when the conditions are met. So you support CryptoTips, you save on fees and you get free CRO tokens.

How it works:

1. During registration, enter the following referral code: cw43qzpzxc
2. Register an account on the Crypto.com Exchange (not the App)
3. Complete the advanced KYC verification (without this verification you cannot do anything on the platform, it is a financial institution).
4. The CRO tokens are added to your account, but are still frozen
5. The $ 50 in CRO tokens are released by staking at least 5,000 CRO tokens in one transaction
6. After staking, the tokens are released directly into your CRO wallet

If you stake between 1,000 and 4,999 CRO, you will receive a bonus of $10 instead of $50. The staking period is 180 days.

What are the conditions for the Referral Code?

The code is only valid for new users and can be applied up to 10 days after registration. In addition, you must fully verify your account and complete the advanced KYC. This is 5 minutes of work. Of course it is mandatory to stake at least 1,000 CRO tokens via the platform. When you stake between 1,000 and 5,000 CRO, you will only receive 10 dollars worth of CRO.

After that, we both receive $ 50 worth of CRO tokens. Of course it is not mandatory to use the Crypto.com Referral Code, but we both benefit of it in 2026.

Please note that the referral programme is not available in the United Kingdom, South Korea and Singapore.

What is Crypto.com?

Crypto.com is one of the largest cryptocurrency platforms in the world with over 140 million users across more than 250 digital assets. The company was founded in 2016 and is headquartered in Singapore. Crypto.com offers a complete ecosystem of crypto products including trading, a Visa card, staking, lending and a DeFi wallet.

The platform holds a MiCA license for the European market through Foris DAX MT Limited, authorized by the Malta Financial Services Authority (MFSA). This gives European users regulatory protection under the EU’s unified crypto framework.

Crypto.com is well known for its Visa Card program, which is part of the Level Up rewards system. Cards are available in multiple tiers from Midnight Blue (free) to Obsidian, with cashback rates up to 5% on daily spending and additional perks like Spotify and Netflix rebates. Card benefits depend on the amount of CRO tokens staked or the Level Up subscription tier.

The platform has strong security measures including two-factor authentication, cold wallet storage, proof of reserves and SOC2 Type 1, PCI:DSS and ISO/IEC certifications. Crypto.com is also a well known brand in sports with partnerships including the Formula 1, UFC and the naming rights to the Crypto.com Arena in Los Angeles.

Crypto.com Trading Fees

Trading fees on the Crypto.com Exchange start at 0.25% maker and 0.50% taker for users with a monthly volume below $10,000. With our referral code, your effective fees start at just 0.20% maker and 0.40% taker thanks to the 20% discount.

You can reduce your fees even further by:

• Using our referral code cw43qzpzxc for a 20% discount on all trading fees (applied automatically)
• Holding CRO tokens: waived maker fees and up to 12% discount on taker fees depending on your CRO balance
• Increasing your monthly trading volume to reach higher VIP tiers

Crypto.com Referral Programs

Crypto.com has separate referral programs for the App and the Exchange. Here’s how they compare:

Exchange Referral Program:

• 20% discount on trading fees for your friend through commission sharing
• You and your friend both receive up to $50 in CRO
• The bonus is based on the amount of CRO staked: $10 for 1,000-4,999 CRO and $50 for 5,000+ CRO
• Advanced KYC is required and staking must happen within 10 days of registration

App Referral Program:

• You and your friend both receive $25 in CRO
• Your friend must complete KYC and either stake CRO or subscribe to the Level Up Pro annual plan to reserve a metal Crypto.com Visa Card
• Tasks must be completed within 30 days of registration
• Not available in the United Kingdom, South Korea and Singapore

Since January 2026, Crypto.com also runs a monthly referral competition with a $30,000 prize pool in CRO. The top 200 referrers ranked by their friends’ trading volume share $25,000, and one lucky participant wins an additional $5,000 through a random draw. You need at least 3 referrals during the campaign period to qualify.

There are no limits on how many people you can refer. Both programs can run alongside each other, so you can earn from App referrals and Exchange referrals at the same time.

Crypto.com Alternatives

Looking for an alternative? These exchanges also hold a MiCA license and offer referral bonuses:

• Bitvavo: MiCA licensed, 440+ cryptocurrencies, €10 bonus for new users. Market leader in the Netherlands with iDEAL and PayPal support.
• Bybit EU: MiCA licensed from Austria, 140+ cryptocurrencies, up to $40 free crypto credit.
• OKX: MiCA licensed from Malta, 150+ cryptocurrencies, Web3 wallet with 200,000+ tokens.