Wall Street legend Ray Dalio says you should put 15% of your portfolio in gold and Bitcoin

Last Updated on 30 July 2025 by CryptoTips.eu

Ray Dalio, the legendary founder of Bridgewater Associates, one of the world’s largest investment funds of the 21st century, thinks an economic crash is bound to happen soon (mostly because of excessive borrowing by the US government). He therefore advises investors to allocate no less than 15% of their assets in gold and Bitcoin.

Privacy

Though Dalio (author of several bestselling books on the global economy) still prefers gold over Bitcoin, he acknowledges that cryptocurrencies offer good protection against macroeconomic risks. He also stated that he “has a little Bitcoin, but not much” and that he “still prefers gold to Bitcoin.”

The billionaire also said he doubts a central bank will ever adopt Bitcoin as a reserve currency, primarily because there’s no privacy on the network, and everyone can see who’s doing what. Finally, he emphasized that there are doubts about the security of the Bitcoin code and its ability to remain a safe haven asset in the long term.

Despite these reservations, Ray Dalio is now convinced Bitcoin is a good way to diversify your portfolio and protect against macroeconomic risks. He therefore recommends investing no less than 15% of your portfolio in Bitcoin and gold to optimize the risk-return ratio.

Dalio is far from alone in his concerns about the US government debt and the devaluation of the dollar. Many investors and analysts share his concerns and are looking for ways to protect themselves against these growing risks. Bitcoin and gold are often cited as safe havens that allow you to hedge against the devaluation of fiat currencies and diversify your portfolio.


Jeroen Kok

Jeroen is one of the lead copywriters on Cryptotips.eu and discusses all recent events in the crypto market. This includes news updates, but also price analyzes and more. He developed his passion for cryptocurrency during the bull run in 2017. He has learned a lot since then. The combination of cryptocurrency and creative writing is perfect for Jeroen and an excellent way to share his knowledge with a wide audience. Find me on LinkedIn / jeroen@cryptotips.eu