2026 – Bitcoin, silver, gold, stocks, dropping interest rates and a volatile dollar

Last Updated on 2 January 2026 by CryptoTips.eu

With a price of some $88,000, Bitcoin is starting the new year slightly lower than it was at the start of the second Trump presidency. This suggests that President Donald Trump, who promised to make the United States the capital of the crypto world, hasn’t quite succeeded yet for cryptofans. Alternatively, Bitcoin may simply have reached the end of the bull run that began at the end of 2022. What will 2026 bring?

Bayesian

Like classical chartist Peter Brandt (who currently seems more concerned about what’s happening in Minnesota than the stock market), I’m a Bayesian, meaning I consider every side of the story before making an investment decision. At this point, it seems a bit too early to predict what Bitcoin will do in 2026. It might be better to wait on the sidelines for a while, even before entering the stock market.

Those stock markets are at relatively high levels. We’re likely to start the first week quite positively, as pension funds will rely on last year’s profits for portfolio rebalancing. In this manner it also seems quite logical that Bitcoin could take a small loss in January 2026.

 

Silver and gold were the clear winners in 2025 and will therefore continue to attract new capital in early 2026. Whether this will be accompanied by profit-taking by speculators in those first few weeks is unclear, but volatility looks guaranteed.

Gold and silver rose by more than 60 and some 150 percent in 2025. These were the largest annual gains since 1979.

Dollar

We should also note the falling dollar. It lost about 8% against a basket of global currencies, marking the sharpest decline since 2017. Normally, that would be good news for Bitcoin, but not this past year. Finally, falling interest rates mean that boomers (who will be investing more cautiously than ever) and savers have few options for parking their surplus money. Perhaps, like Warren Buffett’s Berkshire Hathaway, they’ll simply leave it in an account for a while. I’m still waiting to see what happens. It seems to me that it could go either way.


Jeroen Kok

Jeroen is one of the lead copywriters on Cryptotips.eu and discusses all recent events in the crypto market. This includes news updates, but also price analyzes and more. He developed his passion for cryptocurrency during the bull run in 2017. He has learned a lot since then. The combination of cryptocurrency and creative writing is perfect for Jeroen and an excellent way to share his knowledge with a wide audience. Find me on LinkedIn / jeroen@cryptotips.eu